Howard University


Predatory Lending


Michael D. Mitchell has served as an Adjunct Professor of Law at Howard University School of Law since 2007. He has taught courses on Predatory Lending, and Housing Law and Policy.

Mr. Mitchell has a longtime commitment to civil rights, and economic justice, having worked in the field of civil rights law enforcement for over 25 years. He currently serves as the Director of National Neighbors a program of the National Community Reinvestment Coalition (NCRC). In this position Mr. Mitchell spearheads the Coalition’s systemic fair lending initiatives, leads efforts to combat predatory lending, leads the national mystery shopping/testing program, conducts training on fair housing planning, fair lending enforcement, and provides technical assistance and fair housing capacity building training to state and municipal agencies and community organizations. He also manages the coalitions enforcement efforts, provides compliance and best practice partnership services to lenders and housing providers. Mr. Mitchell has also served NCRC in the capacity of Vice President of Fair Lending.

Before joining NCRC, Mr. Mitchell worked for seven years with the Equal Rights Center and the Fair Housing Council of Greater Washington where he served that organization as the Director of Enforcement, and the Director of the Fair Housing Center of Suburban Maryland. In these positions he conducted testing of housing providers, public accommodations, insurance companies, and lenders, and participated in several cases that led to landmark decisions. Mr. Mitchell also worked for the City Rockville, Maryland, where he served Rockville’s Human Rights Commission as the City’s Human Rights Officer. In this position he worked to enforce Rockville’s Human Rights Ordinance as it pertained to discrimination in employment, housing and public accommodations.

Prior to coming to Washington, he practiced law in the Oakland California for three years, working both as a solo practitioner and serving as an Associate in the Law offices of Richard R. Wright. Mr. Mitchell is an honors graduate of Morehouse College, Class of 1979, and a graduate of the University of California, Berkeley School of Law.

updated: January 22, 2014